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15.12.2007  This is the initial release of "Tilgungsplan", an amortization
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            scheduler. It allows to find the maturity or the installment of
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	    a loan. It is also able to calculate changing interest and/or
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	    installment. In case of a changing interest, it can calculate
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	    a new installment to ensure the maturity doesn't change.
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	    The completely calculated amortization schedule can be displayed
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	    in a table. The contents of the table are moveable to the
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	    clipboard. This allows to insert the amortization schedule into
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	    a spread sheet, for example.
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	    The programm is currently able to calculate some effective
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	    interest, that represents the percentage the loan realy costs
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	    in the first year. With this effective interest you can
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	    compare the loan over different banks, because how to calculate
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	    the effective interest is defined by law, at least in Austria.